| Loan Programs |
Preferred/Excellent
Rate |
Terms |
Limits |
Credit Builder
|
6.5% APR |
2 years |
$2,000 |
New Vehicle
|
5.4% APR |
UP TO 7 YEARS |
$65,000; $20k max - Lvl 5 w/ 20% |
Super Non-Lease
|
5.4% APR |
UP TO 4 YEARS |
$65,000 |
Auto Equity Loan
($50 doc / filing fee) |
5.4% APR |
Up to 72 months |
$65,000 |
Used Auto - ('05 - '08)
|
5.9% <= 110% low KBB |
Up to 5 yrs |
Up to $65,000; $18k max- Lvl 5 w/ 20% |
Used Vehicle 5-7 yrs old
('02 - '04) |
6.9% APR |
UP TO 4 YEARS |
110% Resale value not
to exceed $50,000; $18k max - Lvl 5 |
Used Cars Older
('01 and older) |
7.9% <= 110% low KBB |
UP TO 3 YEARS |
110% Resale value not to exceed $50,000 |
Motorcycles
|
8.4% APR |
UP TO 3 YEARS |
$10,000 |
Share Savings Secured
|
5.0% APR |
Minimum $25.00 |
UP TO MEMBER; Max 20 yrs |
1st Trust Deed
|
5.50% APR |
30 YEARS |
80-% Appraised Value up $500k; 70% - Lvl 4 & 5 |
| |
5% APR |
15 YEARS |
80% Appraised Value |
2nd Trust Deed
|
7% APR |
20 YEARS |
75% Appraised Value < $150k; 70% - Lvl 4 & 5 |
Heloc
|
8.0% APR |
7 YEARS |
75% Appraised Value Min. $25,000 |
Home Loan Maximizer
|
7.9% - 8.9% APR |
10 years |
$50,000; N/A - Lev 4 & 5 |
Signature Loan
|
8.4% - 19.9% APR |
UP TO 4 YEARS (<$5k = 3 yr; > $5k. = 4 yr); <= $2.5K - Lvl 5 |
$500 - $20,000 |
VISA Gold
|
7.75% APR 6 mo. Intro Rate then Prime Rate +2% APR |
$20.00 Annual Fee Waived when all CU balances together exceed $5,000 |
$5k min-$20k max; Avail Lvl 1-2 only |
VISA Classic
|
16.49% - 19.49% APR |
No Annual Fee; 25 Day Grace; Lvl 5 - $25 fee |
$300 - $10k; Security - Lvl 5 (Share pledge); max $2k |
Rates, terms, conditions and services are subject to change
after the account is opened.
Yields and rates are subject to change at any time without notice.
No single household may exceed $20,000.00 in unsecured credit.
Other limits apply for credit Level 4 and 5. |
12/12 Signature Loan
|
7.9% |
Up to 12 months |
$20k max; Avail Lvl 1 only |
RV
New & Used |
6.9% - 12.4% APR |
UP TO 7 YEARS |
< $50k |
Certificate of Deposit Loan - Certificate of Deposit Secured
|
3% above CD earning rate |
Maturity of CD |
100% of CD |
Easy Access - Easy Access Line of Credit
|
8.4%-11.4% |
Open Ended |
Up to $20k |
Signature Equity - Signature
|
8.4% - 19.90% |
Up to 4 yrs |
$500 - $20,000 |
Quick Cash Loan - Quick Cash Loan
|
20% |
Up to 6 months |
$300 - $500; $25 Appl Fee; Repay by Payroll / Dir Deposit ONLY |
