Ocean Crest
Federal Credit Union
P. O. Box 92439
2525 Cherry Ave
Suite 100
Signal Hill CA 90755
Office: (562) 426-8838
Office In CA: (800) 544-8011
|
LOAN TYPES |
PREFERRED RATE |
TERMS |
MAXIMUM |
|
Share
Savings |
3.5% |
15
Yrs Min $25 a mo |
100%
of Shares |
|
Credit
Builder |
6.5% |
2
Years |
$2,000.00 |
|
CD
Loan |
3%
over CD rate |
Payable
at CD maturity |
100%
of CD value |
|
New
Vehicle & Auto
Equity ($50.00 doc/filing fees) |
4.9% |
Up
to 6 Years Up
to 7 Years @ 20% down bal. Over 20K |
$65,000.00 |
|
Super
Non-Lease |
4.9% |
Up
to 4 Years |
$65,000.00 |
|
Used
Auto (06-09) |
5.4%
@ 110% of low Kelly |
Up
to 5 Years |
|
|
Used
4 Year Old
Vehicles (03-05) |
6.4%
@ 110% of low Kelly |
Up
to 4 Years |
100%
Resale Value not to exceed $50,000.00 |
|
Other
Used Vehicles (02 or older) |
7.4%
@ 110% of low Kelly |
Up
to 4 Years |
100%
Resale Value not to exceed $50,000.00 |
|
Motorcycles |
7.9% |
Up
to 4 Years |
$10,000.00 |
|
Recreational
Vehicles |
6.4 |
Up
to 7 Years |
$50,000.00 |
|
1ST
Trust Deed 2
pt.=s > 100 K 2.25
pt.=s < 100 K |
5.50% |
30
Years |
80%
Appraised Value Maximum
$500,000.00 |
|
1ST
Trust Deed 2
pt.=s > 100 K 2.25
pt.=s < 100 K |
5.00% |
15
Years |
80%
Appraised Value Maximum
$500,000.00 |
|
2ND
Trust Deed 2
pt.=s > 100 K 2.25
pt.=s < 100 K |
6.75% |
20
Years |
75%
Appraised Value Minimum $25,000.00 |
|
Home
Loan Maximizer 2ND
TD |
7.9%
LEVEL 1 8.9%
LEVEL 2 |
10
Years |
100%
Appraised Value Maximum
$50,000.00 Minimum
$10,000.00 |
|
HELOC |
8.0% |
7
Years Pmt.
1.7% of balance |
75%
Appraised Value Minimum $25,000.00 |
|
Quick Cash Loan |
18.00% |
6 mo |
Direct Deposit/Payroll Deduction, No other unsecured
loans, $25 fee |
|
12/12
Signature Loan |
6.9% |
12
Months |
$20,000.00 |
|
Signature
Loan PMT
ON L67,L68 4.0% OF BAL |
7.9%
<$5000 36 MO $5001>
48 MO |
Up
to 4 years |
$20,000.00 |
|
VISA
Classic 25 Days Grace PMT
4.0% OF BAL |
16.49%
lvl1 $15K,level 2 $10K and
level 3 $5k @ 18.00% |
No
Annual Fee |
$300.00
- $10,000.00 |
|
VISA Gold PMT 2.5% OF BAL |
7.75% first 6 mos. UP TO $20,000 |
Prime + 2% adj bi-ann $20.00 Ann.
Fee (on agg. Bal less than 5,000.) |
$5,000. - $20,000.00 |